Author's details

Name: Justin
Date registered: January 15, 2017


I am a husband and father of two who has been working towards financial independence on an average US income. I started in January of 2017 to chronicle the journey.

Latest posts

  1. You Will Not Find Lasting Happiness By Seeking More, But By Wanting Less — April 20, 2018
  2. Why I Am Getting Out Of Lending Club Investing — April 2, 2018
  3. The 8 Money Archetypes – Which One Are You? — March 20, 2018
  4. Earned $61 Million Playing In The NBA – Now Has Only $3,000 — March 13, 2018
  5. I Earn $500,000 Per Year & I’m Broke… — March 8, 2018

Most commented posts

  1. How I Ate All Week For Just $13.34 By Living On a Food Stamp Budget — 30 comments
  2. I’ve Made $25,000 Posting on – So Can You! — 25 comments
  3. What’s The Most Cheapskate Thing You’ve Ever Done? — 22 comments
  4. Dividend Income Extravaganza – September 2017 — 20 comments
  5. 3rd Quarter Net Worth Increase [+$19,096] — 20 comments

Author's posts listings

You Will Not Find Lasting Happiness By Seeking More, But By Wanting Less

Recently, I wrote about how happiness is a lack of want. I even came up with a really good quote for myself “You will not find lasting happiness by having more and more, but by wanting less and less.” This is something that I feel warrants further discussion. I have researched and found that peak happiness …

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Why I Am Getting Out Of Lending Club Investing

What started out as an interesting and exciting new investment path has turned down a dark road. If you don’t know, Lending Club was the first of the peer-to-peer lending Fintech businesses. Linking those with money to those wanting to borrow, bypassing the big banks in the process. For the past 6 months I have …

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The 8 Money Archetypes – Which One Are You?

I’ve been reading Brent Kessel’s book “It’s Not About the Money” and have found it to have some great information about money and how people approach it. One of the biggest epiphanies that I learned by reading this book is about wanting. Why people want this or that and how it relates to their happiness. We all …

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Earned $61 Million Playing In The NBA – Now Has Only $3,000

How does someone earn $61 million dollars over 16 years end up having only $3,000 in the bank? (Hmm, sounds just like a whole bunch of lottery winners.) It happens to nearly everyone who gets rich quickly but doesn’t learn the wealth mentality. It happened to former NBA player Joe Smith. Smith began his professional …

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I Earn $500,000 Per Year & I’m Broke…

    “People are stuck on this treadmill, working, working, working. They make $250,000, $500,000 a year and they don’t know where their money is going. They don’t have any savings. It is true but ridiculous.” So the latest main stream media article that I read was all about how high-income earners in the Washington D.C. area …

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The Blame Game

The Game of Blames Maybe you’ve heard of it? No, I’m not talking about the little heard Kanye West song. I’m talking about blaming other people for something going wrong in your life. I’m sure we have all done this before, myself included. It is something that I have been working on not doing for …

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If You Do This, Ordinary Actions Will Result In Extraordinary Success

Aristotle is quoted as saying “We are what we repeatedly do.” I agree with this quote. The thing about the people in this world is that they repeatedly do things that do not bring them closer to what they really want in life. They get up, go to work (or not), buy something, eat, watch TV, …

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The Importance Of Cash Flow

If you asked me what percentage of people know how much they spend each month I couldn’t tell you. But I DO know the number isn’t very high and I also know that the percentage of people that know HOW MUCH they make each month is higher still. Do you know what you get when …

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Thoughts On Appreciation

Appreciation is underappreciated, isn’t that ironic? How often do we focus on what we have to be thankful for? When I say this, I mean every little thing. (I’m a big fan of the small things in life.) Do you appreciate your home, family, friends, car, clothes, food, job, health, experiences, intelligence, relationships, and the …

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How To View The Problems Of Life

Problems are just a part of life. There is nothing you can do to never have a problem ever again. In fact, I believe that true happiness can only happen if you HAVE the occasional problem. As Agent Smith told Neo in the Matrix “Did you know that the first Matrix was designed to be …

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