Author's details

Name: Justin
Date registered: January 15, 2017


I am a husband and father of two who has been working towards financial independence on an average US income. I started in January of 2017 to chronicle the journey.

Latest posts

  1. How to Get College Credits For Cheap – or FREE! — February 22, 2019
  2. Honey Review 2019 – “Use Honey, Save Money” — January 3, 2019
  3. The Killer Commute — December 12, 2018
  4. Frugal 2018 Cyber Monday Deals — November 26, 2018
  5. 7 Costs That You Need To Budget For When You Have a Child — November 26, 2018

Most commented posts

  1. How I Ate All Week For Just $13.34 By Living On a Food Stamp Budget — 38 comments
  2. I’ve Made $25,000 Posting on – So Can You! — 25 comments
  3. What’s The Most Cheapskate Thing You’ve Ever Done? — 22 comments
  4. 3rd Quarter Net Worth Increase [+$19,096] — 20 comments
  5. Dividend Income Extravaganza – September 2017 — 20 comments

Author's posts listings

Better Your Life In Just One Hour Per Day

It’s truly astonishing what we can make time for when we decide to make time for it. When people ask me for advice I tell them my thoughts. Often it involves some sort of time commitment from them every day or for at least a few hours per week. Do you know the most common …

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Are You Addicted To Your Phone?

The Smartphone Dilemma- A Lack of Focus with Constant Smartphone Use Technological advancements and the use of gadgets in routine life has definitely made operations easier and smoother and improved the efficiency and effectiveness of things, but it has also brought forth a dilemma, one that has many adverse effects- the masses being glued to …

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Started Selling Consignment Items on eBay

More Things To Sell Without Having To Buy Them This weekend I started listing items from two different consignment customers. Ok, ok, one is my neighbor and one is my brother and his wife but still, the profits will roll. The consignment agreement for the money split is 50-50 of the profits. That means that …

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Stock Buybacks & Insider Selling Hitting All-Time Highs

Corporate Executives Are Selling Stocks In Record Numbers Corporate insider selling has hit record numbers in May and June. They have dumped over a combined total of $17.6 billion dollars worth in that time period. Of course, the dump only comes after a pump, right? The fuel behind the pump has been stock buybacks in which 2018 …

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2018 Q2 Personal Net Worth Report

My Personal Net Worth Report For Q2 2018 Well, the market has had it’s ups and downs this year, but it really hasn’t gone anywhere. This has really muted my growth compared to last year. Still, I look for sectors to invest in, even if I do believe that we are near a top. I …

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Why Patience Is A Key To Success

Patience I’ve spoken about how finding your big, burning WHY is vitally important to have. Your WHY keeps your overall actions headed towards your destination. Your WHY allows you to find ways past the obstacles that are sure to fall in front of you along the way. Simply put, your WHY is vitally important. However, …

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How To Find Your Personal WHY, Life Goal, & Burning Desire

Have you hardly ever completed or even stayed working towards any large goals? If you blame your goal for being too difficult or the universe for being against you, you are mistaken. The truth is that you, my friend, lack the strong, burning desire to achieve what you want. You aren’t driven enough to pursue …

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Starbucks Stock Had A Big Dip. Is The Stock Now A Buy?

Its been a tough week for a holder of Starbucks stock as the price has fallen 12% in total over the past two days. Today it closed at $50.62, a price that it hasn’t traded regularly at since 2015. On June 19th the company updated guidance to show only a 1% growth in same-store sales. …

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Seek Out Useful Knowledge & Skills

Life is beautiful but also quite short. So how much time do you want to spend watching cat gifs? As much as we’d like to not think about it, the truth is most of us are engaged in tasks and activities that may entertain us and make us feel happy but aren’t often of much …

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How Video Games Taught Me What Really Matters In Life

I have fond memories of video games. My first experience with them was when my uncle handed down his Atari 2600 when I must have been about 5 years old. I played those simple games on another hand-me-down, a 12” black and white TV. Do you think that mattered to me? Nope, I was having …

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