Tag Archive: Personal Finance

Mar 26

Dave Ramsey’s Total Money Makeover – A Review

Dave Ramsey is a personal finance guru. Does his book ‘The Total Money Makeover’ live up to the hype? If you have ever listened to Dave Ramsey, you probably know he is a man that despises debt and credit. He was once a 26 year old with a $4 million dollar real estate portfolio, but …

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Mar 15

$200,000 In Student Loan Debt And No Degree

I am a fan of Dave Ramsey, even if I don’t agree with every single thing he says. Still, I think he mostly has simple and solid advice. I like to watch the clip or two he posts on his YouTube Channel every day. The other day he had this one lady on that absolutely …

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Mar 09

How Much Car Can You Afford? It Is Probably Much Less Than You Are Thinking.

  Nowadays most people looking to buy a car only ask the car salesperson “How much down and how much per month?” They want to have it now and pay for it later. Plus interest. (I hate paying interest.) These people hardly ever think about how much it really costs them. It is only the …

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Feb 23

How My Wife And I Paid Our Monthly Mortgage Using $50… And Some Hustle

Yes, we used a $50 investment and some hustle to turn it into over $800 this past weekend. Read on to find out what we did. When you have financial goals but not the income to match, you have to find ways to either increase your money situation or decrease your spending. The best way …

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Feb 21

Does Your Personality Affect Your Income and How Much You Save? I Found Out. Kinda.

    Did you know your personality can be linked to how much you make as well as how much of that you are able to keep? Many people have taken the Myers-Briggs personality test. If you haven’t HERE is a link to take the test for free, it will only take a few minutes …

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Feb 01

Your Most Important Education Is Your Financial One

  I believe that a good financial education is the most important education you can receive. One time I was searching LendingClub.com to find another loan to fund and I ran across this person who was making over $14,000 a month. If you don’t know Lending Club is a peer-to-peer lending service in which people can …

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Jan 27

Take Command Of Your Finances, Lead Your Dollars To Victory!

  There is a war taking place right now. The objective is your life and freedom. It is fought by your personal soldiers of fortune. Lead your army to victory or surrender and suffer your fate. Every one of us is the general of a revolutionary army, a guerilla force that is fighting for independence. …

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Jan 20

My Personal 2016 Net Worth Update and Finances!

Come one, come all and snoop around my yearly net worth! I don’t see it as the ‘taboo’ that seems to dominate the culture. I feel that being open about money is a good thing, it allows us to bounce experiences and ideas off each other. I haven’t always been focused on saving my money. …

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Jan 16

How To Pay Off Debt And Build A Better Future

How to pay off debts is a lesson that many Americans need to learn. The interest alone is absolutely crushing a large part of the population. In my previous article, I wrote that the typical American pays $279,002 in interest payments over the course of their life. At an annual income of $50k and accounting …

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Jan 15

What Paying Interest Really Costs You

You know what really grinds my gears? Paying interest. In any amount. To anyone. I hate it so much because I hate owing money. I despise it. I hate getting bills. I hate seeing what it really is costing me. It is like a Spanish matador’s red cape, and I am the bull – it …

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